1. Our Promise Regarding Your Privacy
At TaraCredit, safeguarding your personal data is a vital part of our service.
This Privacy Policy clarifies how we gather, handle, keep, and protect your information when you utilize our mobile application ("the App"), along with the options you have about your data.
By downloading, accessing, or making use of the App, you consent to the data - handling practices detailed in this Policy. If you disagree, kindly cease using the App.
2. Terms Explanation
Any capitalized terms in this Privacy Policy have the meanings defined in our Terms of Use, unless specifically stated otherwise.
3. Information We Gather
To offer secure and customized financial services, TaraCredit might gather the following kinds of information. All data is sent through encrypted channels and stored on safe servers at: 🔐 https://server.taracredit.co
a. Identity and Financial Information
This could encompass your name, sex, phone number, PAN, income details, and home address.
We utilize this information to confirm your identity, evaluate eligibility for credit - related services, and fulfill regulatory obligations.
b. Device and Technical Information
We are able to gather data like device model, operating system edition, unique device IDs, user profile info, network state, Wi - Fi link, and mobile network operations.
This data enables us to spot unusual behavior, stop unauthorized entry, and safeguard platform safety.
c. General Location Information
To figure out if TaraCredit services are available in your region and adhere to relevant local rules, we might collect approximate location data.
d. Application Usage and Installed Applications
We collect information about the non-system applications installed on your device, such as their update history and current versions.
This information supports behavioral analysis and helps improve the accuracy and reliability of our credit assessment processes.
4. Data Processing Purpose
TaraCredit only uses your information for well - defined, legitimate, and necessary purposes, such as:
- Reducing fraud risks and confirming user identity
- Maintaining, setting up, and running user accounts
- Providing important service announcements, updates, and notifications
- Assessing credit eligibility and financial risk
- Complying with legal and regulatory requirements (such as KYC and AML)
- Answering customer inquiries and support requests
- Enhancing system performance, functionality, and user experience
We never misuse or sell your personal information.
5. Data Retention Practices
We retain personal data only for the necessary duration to offer our services or fulfill legal, regulatory, or compliance requirements.
If you ask for the deletion of your personal data or account, we'll handle your request, unless retention is needed for valid reasons, audits, or dispute settlement.
Anonymized data that can't identify you might be kept for internal analysis and service enhancement.
6. How We Securely Protect Your Information
TaraCredit implements comprehensive security measures, such as technical protections, internal regulations, and physical safeguards, to minimize the risk of data loss, improper use, or unauthorized access.
Our systems are constantly monitored and updated to handle new threats.
While no digital platform can ensure absolute security, we adhere to widely - acknowledged industry standards to protect your data.
7. Revisions to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our services, technology, or applicable laws.
If significant changes are made, we will notify you through the App or via email.
Your continued use of TaraCredit after such updates constitutes your acceptance of the revised Privacy Policy.
8. Contact Us
If you have any questions, issues, or concerns regarding this Privacy Policy or your personal data, please contact us at:
📧 Email: support@taracredit.co
By using TaraCredit continuously, you confirm that you've read, understood, and agreed to this Privacy Policy.